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CVD & AVS (E-Fraud) Simulator

Within the test environment, the penny value of the transaction is what determines the response code. For example, a transaction made for an amount of $10.10 OR $10.30 will be approved. The response code returned for an amount other than those listed here is not predictable. To be able to test AVS and/or CVD, make sure that the amount begins with $10. Also, use only “store5” as the Store ID and the Visa test card number (4242424242424242). For AMEX, use test card number (373953192351004).

Things to consider:

  • CVD is only supported by Visa, MasterCard, Discover, JCB and American Express.
  • AVS is only supported by Visa, MasterCard, Discover and American Express.
  • Card verification transaction is only supported by Visa, MasterCard, Discover and American Express.
VISA Pre-Authorization/Purchase with AVS & CVD
Request Response
Amount Response AVS CVD
AVS
$10.10 Approved A M
$10.11 Approved A M
$10.12 Approved U M
$10.13 Approved Y M
$10.14 Approved U M
$10.15 Approved U M
$10.16 Approved Y M
$10.17 Approved N M
$10.18 Approved Z M
$10.19 Approved R M
$10.20 Approved U M
$10.21 Approved Y M
$10.22 Approved Z M
$10.23 Approved U M
$10.24 Declined Y M
$10.25 Declined U M
$10.26 Declined U M
CVD
$10.30 Approved Y P
$10.31 Approved Y M
$10.32 Approved Y N
$10.33 Approved Y S
$10.34 Approved Y U
$10.35 Declined Y N
$10.36 Declined Y M
$10.37 Declined Z M
COMBO (AVS and CVD)
$10.40 Approved Z S
$10.41 Approved Y M

MasterCard Pre-Authorization/Purchase with CVD
Request Response
Amount Response AVS CVD
CVD
$10.31 Approved R P
$10.32 Approved R M
$10.33 Approved R N
$10.34 Approved R U

Discover Pre-Authorization/Purchase with AVS & CVD
Request Response
Amount Response AVS CVD
COMBO (AVS AND CVD)
$61.26 Approved N P
$61.27 Approved Y M
$61.28 Approved X N
$61.29 Approved X P
$61.30 Approved X M
MONERIS QA only
$61.31 Approved X 4
$61.32 Approved X 8

AMEX Pre-Authorization/Purchase with AVS & CVD
Request Response
Amount Response AVS CVD
COMBO (AVS AND CVD)
$61.27 Approved N U
$61.28 Approved A U
$61.29 Approved Z U
$61.30 Approved Y U
$61.31 Approved U Y
$61.32 Approved U N
$61.33 Approved U U

Discover Card Verification with AVS & CVD
Request Response
Amount Response AVS CVD
$0.00 56/206 Declined N P
$0.00 00/001 Approved X M
$0.00 00/001 Approved A S

There are test cards specific to testing the Card verification transaction. To test card verification, use the following test card numbers. The card numbers here will produce the expected results in the table.

MasterCard Card Verification with AVS and CVD results
Request Response
Test Card Number Response AVS CVD
5204740000003503 Approved X
5204740000003602 Approved Y
5204740000004105 Approved Z
5204740000004204 Approved W
5204740000004311 Approved A
5204740000004337 Approved N
5204740000004352 Approved U
5204740000004378 Approved R
5186000600001668 Approved S
5204740000000517 Approved X M
5204740000000525 Approved Y M
5204740000000608 Declined N N
5204740000000616 Declined U N
VISA Card Verification with AVS and CVD results
Request Response
Test Card Number Response AVS CVD
4761739012345603 01/027 Approved D M
4761739012345611 01/027 Approved U M
4761739012345629 01/027 Approved I M
4761739012345637 01/027 Approved M M
4761739012345645 01/027 Approved N M
4761739012345652 01/027 Approved P M
4761739012345660 01/027 Approved R M
4761739012345678 01/027 Approved A M
4761739012345686 01/027 Approved B M
4761739012345694 01/027 Approved C M
4761739012345702 01/027 Approved U M
4761739012347104 01/027 Approved Y M
4761739012345728 01/027 Approved Z M
4761739012347005
05/481 Declined from Issuer Y M
4761739012345751 02/483 Declined Call for Auth S M
4761739012345744 05/481 Declined from Issuer U M
4761739012347112 01/027 Approved Y P
4761739012347120 01/027 Approved Y M
4761739012347138 01/027 Approved Y N
4761739012345793 01/027 Approved Y S
4761739012347146 01/027 Approved Y U
4761739012347013
N7/483 Declined Call for Auth invalid CVV2 Y N
4761739012347021
05/481 Declined from Issuer Y M
4761739012347039
01/483 Declined Call For Auth Z M
4761739012345850 01/027 Approved X M
4761739012347153 01/027 Approved Z S
4012001038443335 01/027 Approved N N
4012001038488884 01/027 Approved C M
4012001037414112 01/027 Approved B M
4005559876540 01/027 Approved A S
4012001037167778 01/027 Approved F U
4012001037461114 01/027 Approved P P
AMEX Card Verification with AVS and CVD results
Request Response
Test Card Number Response AVS CVD
375987000000062 Approved Y Y
375987000000021 Approved N N
375987000000013 Approved Z Y
374500261001009 Approved U U
375987000000997 Declined U N
These responses may change without notice. Moneris Solutions recommends that you check back regularly for possible updates.